Savings

beUSD tokens can be staked in the savings module to receive beUSD+, enabling users to earn the Bento Savings Rate (BSR).

Native yield beUSD+ is the yield-bearing version of beUSD, with its value increasing over time as yield is accrued from the collateral assets backing beUSD across multiple DeFi protocols.

Composable & efficient beUSD+ is a fully transferable and permissionless ERC-20 token designed for seamless integration across DeFi and CeFi, offering capital efficiency, flexibility, and broad accessibility.

Risk-optimized collateral beUSD+ inherits beUSD’s stability as the senior risk tranche and multi-asset reserve design - offering instant redemptions and strong secondary market liquidity, making it a more effective yield-bearing collateral than other stablecoins.

Savings product is suitable for DeFi users seeking low-risk passive yields on stablecoins from diverse sources in one liquid token and for TradFi users seeking better USD yields than T-bills.