FAQs

General FAQs

What is Bento?

Bento is a decentralized, permissionless protocol powering Bento Dollar (beUSD) — a digital dollar purpose-built for savings, optimized for capital preservation and superior risk-adjusted yields.

Why choose Bento?

Bento aims to democratize digital dollar savings with the Bento Dollar by prioritizing capital preservation and transforming on-chain yields into programmatic, accessible assets. Bento doesn’t reinvent DeFi yields — it builds on top of DeFi’s most robust assets, protocols, and diverse yield sources. It’s

• A system designed to provide a safe, secure way to save in digital dollars.

• A system that delivers low-risk, diversified, all-weather yields for everyone — not just experts.

• A system grounded in decentralization, composability, and capital efficiency.

• A system that grows not by taking more risk, but by unifying and optimizing the best opportunities across DeFi, CeFi, and TradFi.

Read more about Bento’s value proposition here.

What is the Bento Savings Rate?

Bento Savings Rate refers to the yield generated by the protocol on the stablecoins reserve backing the Bento Dollar and distributed to beUSD+ holders. BSR is like the reference rate of digital dollar yields in DeFi, providing passive exposure to aggregated and optimized yields from a range of blue-chip stablecoins, platforms, and strategies across DeFi, CeFi, and TradFi ecosystems. BSR offers simple and secure access to the best risk-adjusted yields on digital dollars to both DeFi-native users and TradFi newcomers.

What are beUSD and beUSD+?

beUSD is a multi-collateral synthetic dollar, pegged 1:1 to USD and fully backed by a basket of blue-chip stablecoins with diverse stability mechanisms including fiat-backed stablecoins, CDP stablecoins, delta-neutral synthetic stablecoins and RWA-backed stablecoins.

beUSD+ is the liquid staked version of beUSD — a yield-bearing synthetic dollar that grows with the Bento Savings Rate, delivering superior risk-adjusted returns by aggregating and optimizing yields across multiple stablecoins, platforms, and strategies.

How does the Bento Protocol work?

Users can instantly mint beUSD with eligible stablecoins on Bento UI or acquire the tokens through DEXs. Bento smart contracts then allocate the pooled collateral across multiple yield sources - lending markets, AMMs, staking & re-staking platforms, real-world assets etc. - and all interest, fees, rewards and incentives are auto-compounded within the protocol.

beUSD can be staked for the yield-bearing beUSD+ allowing users to receive yield via the Bento Savings Rate (BSR).

Bento also offers flexible redemption options without any lockup - users can either sell on the secondary market or redeem instantly on the Bento UI.

Read more about Bento’s mechanism here.