Background

Today’s DeFi ecosystem offers a wide array of yield-generating stablecoins and strategies across multiple chains and protocols—each carrying its own set of risks. Diversifying across top-rated issuers, assets, protocols, and strategies—like a well-crafted bento—enhances principal safety and delivers superior risk-adjusted yields.

Existing Products are Not Built for Savings

Today’s fragmented DeFi landscape offers a range of yield-generating stablecoins and tokenized delta-neutral strategies, yet lacks widespread adoption as true savings products that provide passive access to low-risk, diversified, all-weather yields.

Unstable Yields There is a lack of products offering consistent, “all-weather yields” that remain stable across different market conditions—whether in bull or bear markets, or during periods of low or high real interest rates.

Concentrated Risks Many existing solutions suffer from overexposure to specific assets, protocols, or sectors (TradFi, DeFi, or CeFi), creating concentrated risks and vulnerabilities to single points of failure.

Fragmented Liquidity The proliferation of stablecoins has led to liquidity fragmentation across different assets, protocols, and chains, reducing capital efficiency.

Fragmented UX The lack of intuitive “set-and-forget” products forces users to actively manage multiple assets and platforms, leading to unnecessary complexity and inefficiencies.

The Solution: A Passive & Unified Approach to DeFi

DeFi needs a new generation of yield products that unify liquidity and yields across DeFi, CeFi and TradFi, designed to provide passive risk-adjusted yields on digital dollars—offering users a seamless and secure way to earn yield in any market condition without dealing with the complexities of DeFi.

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