Page cover

Overview

Discover how Bento is democratizing digital dollar savings.

Bento is a decentralized, permissionless protocol building a digital dollar purpose-built for savings - optimized for capital preservation and best risk-adjusted yields.

Bento Dollar : Diversified Collateral. Optimized Yield.

Bento Dollar (beUSD) is a multi-collateral synthetic dollar fully backed by a basket of top-rated stablecoins with diverse stability mechanisms, generating yield across blue-chip DeFi protocols through multiple low-risk strategies.

Bento Dollar is a stablecoin built for both DeFi-native and TradFi users to save and earn in USD, delivering the best risk-adjusted yields across multiple chains for individuals, DAOs and institutions.

Bento Earn : Save and Earn Products Designed for All

Bento offers digital dollar yield products designed to cater to all types of users - whether they prefer passive, low-risk, diversified yields from DeFi, CeFi, and TradFi sources, or speculative uncapped yields through token rewards. Bento Dollars (beUSD) do not automatically earn a yield, rather these must be staked or locked in savings or rewards module in order to start earning.

Savings

Bento Dollar (beUSD) can be staked in the savings module to receive beUSD+, the liquid staked version of beUSD that represents the senior risk tranche in the Bento Protocol. beUSD+ offers low-risk, diversified, all-weather yields by earning the Bento Savings Rate (BSR). BSR acts as a benchmark for digital dollar yields, providing passive exposure to aggregated and optimized yields from a range of blue-chip stablecoins, platforms, and strategies across DeFi, CeFi, and TradFi ecosystems.

Rewards

Bento Dollar (beUSD) can be locked in the rewards module to receive beUSD++, non-transferable tokens representing the junior risk tranche in the Bento Protocol. This enables Bento reserve allocation to high-duration, high-yield assets by efficiently matching asset-liability durations. Users can choose between guaranteed native yield via the boosted Bento Savings Rate or speculative yield in the form of token rewards via the Bento Rewards Rate.

Built on the principles of decentralization, composability, and capital efficiency, Bento is redefining on-chain wealth creation with its best-in-class save and earn products that offer simple and capital efficient access to superior risk-adjusted yields on digital dollars.

In a DeFi landscape dominated by speculation and complexity, Bento offers a new foundation — passive, low-risk, and diversified yield products that make it easy for anyone—DeFi native or TradFi newcomer—to save and grow digital wealth.

Last updated