Background

The current DeFi ecosystem offers a broad range of yield-generating assets and strategies across multiple chains and protocols, each carrying its own risks. By diversifying across various assets and strategies—similar to a well-balanced bento—users can achieve better risk-adjusted yields.

Existing Solutions Are Not Suitable for Savings Products

Despite the availability of numerous yield products for mainstream digital assets, DeFi still lacks adoption as a reliable savings solution that provides low-risk, stable, and convenient yields.

Unstable Yields There is a lack of products offering consistent, “all-weather yields” that remain stable across different market conditions—whether in bull or bear markets, or during periods of low or high real interest rates.

Concentrated Risks Many existing solutions suffer from overexposure to specific assets, protocols, or sectors (TradFi, DeFi, or CeFi), creating concentrated risks and vulnerabilities to single points of failure.

Fragmented Liquidity The proliferation of stablecoins, ETH, and BTC derivatives has led to liquidity fragmentation across different assets, protocols, and chains, reducing capital efficiency.

Fragmented UX The lack of intuitive “set-and-forget” products forces users to actively manage multiple assets and platforms, leading to unnecessary complexity and inefficiencies.

The Solution: A Unified Approach to DeFi

DeFi needs a new generation of yield products that unify liquidity and yield generation, designed to provide stable, convenient, and diversified yields on USD stablecoins, ETH, and BTC—offering users a seamless and low-risk way to earn yield in any market condition.