> For the complete documentation index, see [llms.txt](https://bentolabs.gitbook.io/bento-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://bentolabs.gitbook.io/bento-docs/introduction/overview.md).

# Overview

Bento is a decentralized, permissionless protocol building a digital dollar purpose-built for savings - optimized for capital preservation and best risk-adjusted yields.

### **Bento Dollar :** Diversified Collateral. Optimized Yield.

[Bento Dollar (beUSD) ](/bento-docs/using-bento/bento-dollar.md)is a multi-collateral synthetic dollar fully backed by a basket of top-rated stablecoins with diverse stability mechanisms, generating yield across blue-chip DeFi protocols through multiple low-risk strategies.

Bento Dollar is a stablecoin built for both DeFi-native and TradFi users to save and earn in USD, delivering the best risk-adjusted yields across multiple chains for individuals, DAOs and institutions.

### **Bento Earn :** Save and Earn Products Designed for All

Bento offers digital dollar yield products designed to cater to all types of users - whether they prefer passive, low-risk, diversified yields from DeFi, CeFi, and TradFi sources, or speculative uncapped yields through token rewards. Bento Dollars (beUSD) do not automatically earn a yield, rather these must be staked or locked in savings or rewards module in order to start earning. 

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<summary><a href="/pages/lCsuinhmGKcTIiUHWxmu"><strong>Savings</strong></a></summary>

Bento Dollar (beUSD) can be staked in the savings module to receive beUSD+, the liquid staked version of beUSD that represents the senior risk tranche in the Bento Protocol. beUSD+ offers low-risk, diversified, all-weather yields by earning the [**Bento Savings Rate (BSR)**](/bento-docs/bento-savings-rate.md). BSR acts as a benchmark for digital dollar yields, providing passive exposure to aggregated and optimized yields from a range of blue-chip stablecoins, platforms, and strategies across DeFi, CeFi, and TradFi ecosystems.

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<summary><a href="#rewards"><strong>Rewards</strong></a></summary>

Bento Dollar (beUSD) can be locked in the rewards module to receive beUSD++, non-transferable tokens representing the junior risk tranche in the Bento Protocol. This enables Bento reserve allocation to high-duration, high-yield assets by efficiently matching asset-liability durations. Users can choose between guaranteed native yield via the boosted Bento Savings Rate or speculative yield in the form of token rewards via the [**Bento Rewards Rate**](/bento-docs/bento-rewards-rate.md).

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Built on the principles of decentralization, composability, and capital efficiency, Bento is redefining on-chain wealth creation with its best-in-class save and earn products that offer simple and capital efficient access to superior risk-adjusted yields on digital dollars.

In a DeFi landscape dominated by speculation and complexity, Bento offers a new foundation — passive, low-risk, and diversified yield products that make it easy for anyone—DeFi native or TradFi newcomer—to save and grow digital wealth.